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Are you looking to buy a home in Westchester or the Hudson Valley?  

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What to do first?

Westchester County, NY has it’s own unique way of buying and selling real estate.  Buyers and sellers are each represented by lawyers for one thing, and closings take approx. 60 days from start to finish.

 

I will guide you step by step neutrally, from the things you need to pay attention to when looking for a home, towns, schools, oil tanks, easements, services, taxes in the different towns - to the purchasing process and after. I am here for you. I will offer my contacts to you and I will be there every step of the way.

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**3D tours will be available for my clients, zoom relocation tours, as well as a strict  protocol for in-person showings, inspections and walk-through. I’m Tech-savvy and I take full advantage of Coldwell Banker's® marketing tools which are unmatched!

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Buying 101

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  • How are you paying for your new home? Do you need a mortgage?

  • Get  pre-qualified and pre-approved

  • Choose an experienced agent in the area

  • Ask your agent and banker about the closing costs and be aware of the Mansion Tax in New York!

  • Start looking for homes with your experienced professional who can tell you what to look for and watch for

  • You found a home! I will suggest an offer number based on data and experience.

  • I will check the town records to make sure all permits are there, CO's etc., I will do my due diligence and confirm taxes.

  • Make an offer and choose and inspector and a Real Estate Attorney. I will negotiate best terms for you.

  • Accepted Offer! I will prepare the Purchasing Memo with all required information and suggest an inpection

  • Attorneys will draft contract

  • Fully Executed Contract

  • Appraisal if Mortgage is needed, will be done

  • Get your commitment letter from your mortgage broker

  • Let's close on your new home

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This is the process in a nutshell - there are lot of things involved in the process of buying but I am here to guide you and help you get informed so that you can make the best decisions.

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Just email @ kenia.bustamante@cbmoves.com with questions, needs and wants!

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